Spas: Brass Club has some rooms with double-sized massage tables or beds. Paradise has a hot tub. ALO have a new venue called the Loft which I think has beds, and I've heard good things about it although I haven't been there myself.
Indy MAs... probably variable - you'd have to ask. I think Jackie Gilcrest has a bed that she uses.
These two are kinda similar... and it's really down to the individual MA. All I can really recommend is that you read some recommendations, and see who you think you might connect with. I've found that following people on Twitter is a good way to get a feel for what sort of person they are (for the ones with active accounts that do more than just post ads/availability, at least). What you're looking for is definitely out there, but it's also very dependent on intangible things like chemistry.
You can always ask in advance, especially if you've worked out who you want to see and you can contact her before hand. Indy providers almost always have a flat fee. Some spas have a single fee (CMJ and Brass Club definitely do), some have separate door fee and "tip", but the total you pay is likely to be similar whether or not it's split. Again, this is where tracking down MAs on Twitter or advertising sites is useful - they often have ways to contact them directly.
Nudity, manual release, no oral or penetration. Things like kissing and mutual touching are less predictable and more at the MA's discretion - if these are important to you then doing your research and asking the MA in advance is probably your best bet.
Hope that helps! Have fun!