As in most situation, honesty works. I think you owe her that, for 2 reasons, she may feel the sameway(highly unlikely) but more importantly your feelings may change the working relationship, and she is entitled to understand where things fit
It probably won't lead to more but might provide some clarity for you and her both.
I would suggest that its a fantasy, these are real people and at working they are "acting"(for lack of a better term) but in real life they have the same flaws, quirks and traits as the rest of us. So are you falling in love with the person or the persona ?
2 cents from a newbie